- MORTGAGES
- first time buyers
- home mover mortgage
- remortgages
- self certification
- buy to let mortgages
- adverse credit mortgages
- commercial mortgages
- mortgage application form
- MORTGAGE TYPES
- fixed rate mortgages
- variable rate mortgages
- capped mortgages
- discounted mortgages
- tracker mortgages
- cashback mortgages
- offset mortgages
- interest only mortgages
- LOANS
- secured loans
- secured loan form
- INSURANCE
- buildings insurance
- contents insurance
- payment protection insurance
Self Certification Mortgages
We currently do not have any providers offering Self Certification Mortgages. If you are self-employed and you have more than two or three years worth of accounts you should be able to apply for a standard mortgage.
James needed to capital raise £600,000 by re-mortgaging his home which was valued at £1,000,000. Unfortunately because of the way his accounts were set up he could not prove his income. He approached a mortgage broker advertising in the National Press and was offered a deal. However the interest rate was quite high and the broker was going to charge a hefty fee.
He contacted Model Mortgages and spoke to a higher lending specialist. He didn't need to produce any proof of earnings, any accountancy reports or bank statements and had an offer of a mortgage within 10 working days. He was amazed to find there was no valuation fee, no legal fees and he wasn't charged a penny by Model Mortgages for arranging the loan. The whole thing was fee free. On top of that he had a choice of some fantastic rates of interest with no extended tie in.
The service was brilliant from start to finish and I have no hesitancy in recommending my business friends and colleagues to Model Mortgages.
Get a decision in principal on a mortgage - complete our simple application form.