Debt Management

THIS IS WHAT IS GOING TO HAPPEN TODAY.

77 Properties are going to be repossessed. 305 People will be declared bankrupt or insolvent.

DON'T LET THIS HAPPEN TO YOU.

If you are drowning in a sea of debt, are at your wits end and don't know where to turn give us a ring and have an informal chat with one of our friendly debt advisers.

WE CAN HELP.

We have a range of options to get you back on your feet and rediscover that stress free quality of life you once knew.

• Debt Management
• IVA's
• Trust Deeds (Scotland Only)
• Sale and Rent Back
• Full and final Setllement
• Remortgage

HOW DO THEY SUIT YOU.

• Debt Management allows you to gain financial control of your situation, pay your household debts and unsecured creditors at a reduced rate.
• IVA's give an end date to the situation you are in and allows you to gain control of your financesin a formal arrangement with creditors. 
• Sale and rent back gives you the option to sell your property to Buy to Let invester, remain in the property as a tenant and use the equity to pay off your debts.
• Full and final settlement allows you to pay off the debt you have at a reduced rate based on the capital you have available.
• Remortgage allows you to release equity from your property to use to pay off your debts at a reduced rate.

WHAT WE CAN DO

• We can assess your full financial situation to provide the best option available to you from a range of products we offer.
• Allow you to gain control of your finances by initially putting you on a debt management programme.
• Aminister your account on your behalf.
• Liaise with you on a regular basis.
• Review your debt management file every three months to see if there is another solution available to you.