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Capped Mortgages

A capped rate mortgage is very similar to a fixed rate mortgage, in that there is a maximum interest rate set for a given period of time, and the rate you pay is guaranteed not to go above that rate for the agreed period.

However, with a capped rate mortgage, should the Bank Rate fall during that period the rate you pay for your mortgage will follow the interest rate downwards, reducing your mortgage repayments.

The best mortgage deals

We have access to all the best deals in the mortgage market. Simply complete the online enquiry form and find out how much you can save with our market leading rates. And remember all our advice is free so you have nothing to lose.

Latest Mortgage Offer

5.59%

Latest Mortgage Offer

5.59% Capped for 5 years, Arrangement Fee of £599 which can be added to the loan, APR 6.9%

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Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing debts against your home. Model Mortgages is a trading name of Homesavers Mortgages and Loans Limited which is authorised and regulated by the FSA. Registration No 301911. As independent mortgage brokers we will give you the option to pay a fee or we can receive a payment from the lender and no fee from yourselves. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.