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- first time buyers
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- mortgage application form
- MORTGAGE TYPES
- fixed rate mortgages
- variable rate mortgages
- capped mortgages
- discounted mortgages
- tracker mortgages
- cashback mortgages
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- LOANS
- secured loans
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- INSURANCE
- buildings insurance
- contents insurance
- payment protection insurance
Capped Mortgages
A capped rate mortgage is very similar to a fixed rate mortgage, in that there is a maximum interest rate set for a given period of time, and the rate you pay is guaranteed not to go above that rate for the agreed period.
However, with a capped rate mortgage, should the Bank Rate fall during that period the rate you pay for your mortgage will follow the interest rate downwards, reducing your mortgage repayments.
The best mortgage deals
We have access to all the best deals in the mortgage market. Simply complete the online enquiry form and find out how much you can save with our market leading rates. And remember all our advice is free so you have nothing to lose.